How to Keep It Simple

Invest As We Do

For those who want to keep it simple, you can invest in the same mutual funds or stocks that the owners of Top-Down Market Research, LLC (TDMR) invest in. Once a month, take a look at the AI Industry Fund Portfolio or the AI Stock Portfolio pages of the AI Stock Forecast. Then, simply buy and sell the same funds or stocks that TDMR does for its own accounts. One advantage to this method is that your own mutual fund or stock portfolios should more or less track the performance of our AI portfolios that are charted on the Performance Score Card web page.

Note: TDMR waits until after the AI Stock Forecast is published before buying or selling any funds or stocks for its own accounts.

Stock Investors

Likewise, if you are a stock investor using our forecast reports for the first time, simply invest equal amounts (or as nearly equal as practical) into the 20 stocks that are currently held in the AI Stock Portfolio. Then, when it comes time to sell, simply sell the stock(s) and invest the proceeds in equal amounts (or as nearly equal as practical) into the next recommended stocks that are to be purchased. On average, you can expect to trade about 2 stocks each month. The AI Stock Portfolio does not use margin to leverage its performance, so this investment strategy will work well for your IRA accounts.

Mutual Fund Investors

If you are a mutual fund investor using our forecast reports for the first time, simply invest equal amounts into the 10 Fidelity Select Portfolio funds that are currently held in the AI Fund Portfolio. Each of the 10 investment positions represents approximately 10% of the total portfolio value. So, for instance, if two investment positions are pointing to the same mutual fund, then approximately 20% of the total portfolio value is invested in that fund. When it comes time to sell as indicated in the monthly report, simply transfer that money into the next recommended mutual fund(s) in equal amounts. On average, you can expect less than 1 fund exchange per month.